Lending
A standard lender works from a policy. If the asset is unusual or the timetable is short, the answer is often no before anyone has looked at the detail.
We work with private banks, credit funds and specialist lenders that will look. The assets they lend against include aircraft, vessels and equipment. Fine art, classic cars and wine are taken as security too. So are receivables, stock and investment portfolios.
The purposes vary as much as the assets. We see bridging and development finance, acquisitions and buyouts and trade finance before and after shipment. We also see facilities that are about to expire because a lender has chosen not to renew. Facilities can be in more than one currency and can cross borders.
We prepare the case before a lender sees it. It sets out the asset and its value, the borrower and its ownership, the purpose and the way the loan will be repaid. Then we introduce the lenders most likely to take it on and stay involved once the facility is in place.
We make introductions to lenders only for businesses borrowing for business purposes. We also make them for individuals who qualify as high net worth and have made the declaration the law requires. We do not arrange consumer credit or mortgages secured on a residential home. The lender provides the facility under its own terms.