What we cover in detail
The six areas from the home page, set out in more detail.
This page covers our own work and the products and services we can introduce you to. Where the work ends in an account, a facility or a market relationship, that service comes from the institution itself under its own authorisation. Our work is finding the right institution, or the right ones to work together. What we do and do not do is set out under Regulatory status.
Banking
Accounts
- Private banking relationships for individuals and families
- Multi currency operating and treasury accounts
- Safeguarding and client money accounts
- Escrow and designated accounts
- Virtual IBANs and collection accounts
- Correspondent and nostro relationships
- Cash pooling and sweeps
- Letters of credit, guarantees and standbys
Structures
- High net worth individuals and families
- Corporates, from everyday operating accounts upward
- Holding companies and SPVs
- Trusts and foundations
- Cayman, BVI, Jersey, Guernsey and Luxembourg entities
- Multi jurisdictional groups
- Regulated firms and payment businesses
- Politically exposed persons, in the right circumstances
Onboarding
- Source of wealth and source of funds
- UBO mapping and PSC alignment
- KYC and CDD file preparation
- Replacement banking under exit notices
FX and payments
Hedging
- Spot and limit orders
- Fixed, window and flexible forwards
- FX swaps and rolls
- Non deliverable forwards for restricted currencies across Asia, Latin America and Africa
- Options and collars
- Uncollateralised forward lines and credit terms
- Help preparing a hedging policy
- Share class hedging for funds
Payments
- Multi currency accounts with local account details
- Local collection accounts in most major markets
- Payments in major and exotic currencies
- Mass payments by file or API
- Local rails such as SEPA Instant, Faster Payments, CHAPS and ACH
- Swift and Swift gpi
- Exotic and emerging market delivery
- Corporate cards in multiple currencies
Infrastructure
- Platforms with approval controls, audit trails, group reporting and ERP or API connections
Institutional markets
- Credit intermediation and give ups
- ECN, aggregated and bilateral FX liquidity
- Second and third liquidity providers
- NDF streaming
- C2C matching
- Loco London precious metals, allocated and unallocated
- Primary and secondary fixed income, and repo
- Listed futures and options
- OTC derivatives
- Custody, settlement and collateral management
- White label and introducing broker arrangements
- API and FIX connectivity
- EMIR and MiFIR reporting providers
- Best execution review
Lending
- Asset backed lending against aircraft, marine, fine art, classic cars, wine and equipment
- Receivables and inventory finance
- Lombard lending against portfolios and single stock, for businesses and qualifying high net worth individuals
- Bridging, development and commercial term finance for businesses and property investors
- Mezzanine and refinancing
- Acquisition finance and buyouts
- Trade finance, including letters of credit and pre and post shipment finance
- Supply chain finance, invoice discounting and factoring
- Private credit and unitranche
- Multi currency and cross border facilities
- Expiring facilities and non renewing lenders
- Business borrowers, and individuals who qualify as high net worth and have made the required declaration
Brokerage and asset management
- Access to discretionary and advisory managers
- Preparing the brief that managers respond to
- Execution across equities, ETFs, fixed income, funds and listed derivatives
- Segregated accounts
- Consolidated reporting across custodians
- Coordinating due diligence on managers
- Performance and fee benchmarking
- Credit against the portfolio
- Putting a family office’s custodian, manager and bank in place in the right order
Regulatory and operational
For financial services firms such as EMIs, payment institutions, brokers, funds and managers, and for the advisers who act for them. Their accounts, liquidity and custody are listed under Banking and Institutional markets above.
- Operational banking for EMIs and PIs
- Sponsor bank and banking as a service access
- Internal and external investigations
- Fund administration and depositary
- Treasury, reconciliation and client money processes
- Vendor and counterparty due diligence
- Core banking systems, KYC and AML tools, and payment orchestration
- APIs, platforms and connections to banks and payment rails
- Back office systems for onboarding, settlement and reporting
- Compliance consultants, auditors and legal counsel
- Shareholder, director and ownership matters
- Restructurings, lender disputes and difficult legal situations
- Regulatory and reputational risk
- New products and departments
- Acquisitions and mergers
- Operating model and efficiency reviews
- Senior staffing and key person problems
- Direct support for executives, including contingency advice when time is short
Who this is for
This page is for businesses, professional investors, regulated firms and individuals of high net worth, and for the advisers who act for them. Nothing on it is directed at retail consumers.
Regulatory position
Tait Capital UK Limited is not authorised or regulated by the Financial Conduct Authority. We do not give investment, legal or tax advice. We do not arrange or execute transactions and we do not hold client money.
Where anything listed on this page is a regulated activity, the authorised firm we introduce you to carries it out under its own terms and regulation. Your contract for the service is with that firm.
Tait Capital UK Limited is part of a group under common ownership with companies in the United Kingdom, Europe and the United States. Sometimes another group company is better placed to carry out part of an engagement. If that happens, we will tell you which company it is, on what basis it is involved and what its regulatory status is in its own jurisdiction. You will know all of this before it does any work. The full position is set out under Regulatory status.